MAYBE YOU ARE SOMEONE WHO HAS USED A LOAN TO GET THROUGH THE HOLIDAYS AND MAKE SURE YOUR FAMILY HAS A GOOD CHRISTMAS, OR MAYBE YOU THINK BORROWING MONEY IS NOT A GOOD IDEA. TWIN STATES NEWS DANNY TODD LOOKS INTO BOTH SIDES OF BORROWING.
Usually, the average home is tight on money around the holiday season. And that brings the question; Is loans a good alternative for Christmas shopping? Twin States News speaks with financial professionals as they give us insight into the pros and cons of Christmas loans.
CRYSTAL CLARK- MEMBER SERVICE REP AT 1ST MS. FEDERAL CREDIT UNION says "It's the same thing we really want to help those enjoy Christmas better. We have a loan special called our Christmas loan that we offer. It's a no-credit-check, as long as you are a member here for a year. And you've been on your job for a year. You qualify."
CRYSTAL CLARK OF THE FIRST MISSISSIPPI FEDERAL CREDIT UNION TELLS TWIN STATES NEWS THAT HER INSTITUTION DOES NOT WANT TO ADD TO PEOPLE’S DEBT. SHE STRESSED THAT THE CREDIT UNION WORKS TO HELP BORROWERS MAKE A FINANCIALLY SOUND DECISION.
TORI SHOEMAKER- VICE PRESIDENT OF LENDING AND COLLECTION says "Here at First Mississippi We know the importance of making good financial decisions. That is why we have financial counselors and staff to help our members through all stages of their financial path."
VICE PRESIDENT TORI SHOEMAKER FEELS THE CREDIT UNION’S CUSTOMERS ARE LIKE FAMILY, AND THEY DON’T WANT TO PUT ANYONE IN A PREDICAMENT THAT WILL RESULT IN MORE FINANCIAL HARDSHIPS.
ALONA DOOLITTLE- RECOVERY SPECIALIST says, " I think that our Christmas loan is a great opportunity for our members to have that sense of security that their families are going to be taking care of for Christmas."
TWIN STATES NEWS ALSO SPOKE WITH LOCAL RESIDENT JAROD BRIDGES ABOUT HIS THOUGHTS ON CHRISTMAS LOANS
JAROD BRIDGES a LOCAL RESIDENT says "I think people should get the Christmas loan because people in need should get it because some people have struggled with financial problems."
TWIN STATES NEWS WOULD LIKE TO GET YOUR THOUGHTS ON CHRISTMAS LOANS. YOU CAN VISIT OUR FACEBOOK PAGE AND GET IN ON THE DISCUSSION.
DANNY TODD, TWIN STATES NEWS, MERIDIAN.
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